Your Lifeline in Payments

Tailored solutions to fit your businesses individual processing needs.

Partnering With The Leading Payment Providers

Effortless Savings with Cash Discount

Our Cash Discount program allows businesses to save on credit card processing fees by encouraging customers to pay with cash and passing on the processing rates to their customers when they use a card

By incentivizing cash payments, you can enjoy zero fee payment processing and instant access to business funds

Why Choose Vital Merchant Solutions?

Free Rate Review

Let us review what your currently paying and we will tell you exactly how much we can save you

Customer Support

A dedicated support rep will be assigned to your account to hold your hand through the entire process

Fast And Reliable

Certain businesses can qualify for same-day approval. 

High Risk Friendly

Our 20+ banking partners ensure we have a solution for every type of business 

How To Get Started?

Start taking payments in 4 simple steps…

01

Application

Fill out our online application and speak with your dedicated rep so we can learn how to best help your business

02

Underwriting

A team of underwriters will review your business and how it operates based on the information provided in step 1

03

Approval

Once underwriting is complete, you'll receive notification of your approval status along with your merchant account details

04

Integration

Upon approval your Vital rep will help integrate the new processing solutions into your sales systems and perform tests to ensure everything functions correctly.

Frequently Asked Questions:

What types of payment methods can I accept?

Vital Merchant Solutions supports a wide range of payment methods including credit and debit cards (Visa, MasterCard, American Express, Discover), ACH payments, and various digital wallets like Apple Pay and Google Pay.

How Long does it take to get set up?

The setup process is quick and easy. Once your application is approved, you can typically start accepting payments within 24 hours.

What fees are associated with using Vital Merchant Solutions?

Our fees vary depending on the type of transactions and the volume processed. We offer competitive rates with no hidden fees. Contact us for a personalized quote.